Who We Are
Zefa Microfinance Bank Limited is licensed by the Central Bank of Nigeria (CBN) to provide financial services towards achieving the Financial inclusion objectives of government.
The bank commenced operations on February 18, 2018. Our vision is to become a leader and a major player in the microfinance sector of Nigerian economy.
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Since February, 2018, Zefa Microfinance Bank has focused on supporting the dreams and aspirations of many financially excluded members of society.
OUR MISSION
ZEFA provides access to financing, though microcredits, to those who have a business idea or an on-going business or project but are not able to find access to the necessary funds through existing commercial banks. Their businesses are considered not bankable by the established commercial banks because they cannot meet the standard bank loan conditions
We support these businesses not only by financing, but by providing free training and support
By supporting entrepreneurship, ZEFA promotes self-employment, reduces unemployment and helps beneficiaries to achieve financial independence, so that they can offer socially and financially to the society.
Our Slogan is "Zefa Microfinance Bank…… Supporting your dreams”
WHY WE ARE DIFFERENT
Through our processes we build personalized relationships of support and trust through simple and effective procedures
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There is no discrimination in the type of legitimate business we support. Our support may range from salaries, equipment or working capital, as long as the customer can prove that this is necessary for the business or project.
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We do not ask for shares or part ownership of the businesses we support. The entrepreneur is in the center of our efforts at all times.
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Training, Supervision and support both before and after the disbursement are free of charge.
THE TEAM
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We have eight fundamental values which are fixed and absolute and are foremost in our quest to realize our vision. All employees, managers and executives are responsible for making compliance a vital part of our business process to ensure sustainable success
OUR CORE VALUES
We have eight fundamental values which are fixed and absolute and are foremost in our quest to realize our vision. All employees, managers and executives are responsible for making compliance a vital part of our business process to ensure sustainable success.
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Integrity and ethics - We act with good faith, honesty and fairness.
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Respect for all individuals - We treat others as they are entitled to be treated.
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Social and environmental responsibility – Zefa Microfinance bank and each employee individually, takes account of the impact of their actions on the community, people and business.
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Excellence - We continually challenge each other to improve our products, our processes, and ourselves. We strive always to understand our customers' businesses and help them achieve their goals.
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Teamwork - We foster an environment that encourages innovation, creativity, and results through teamwork.
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Accountability - We honour the commitments we make and take personal responsibility for all actions and results.
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Impartial counsel and validation - We deliver professional and unbiased advice.
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Community - We ensure that we are good neighbours to the communities in which we operate by complying with the law and acting in the right spirit.